Kirdasinova, Kasiya, Nazerke Omarbekova, Baurzhan Tolysbaev, Zhuldyz Utegenova, and Indira Ashimova. “Digital Transformation of Banking Services: Development Scenarios and Management Mechanisms”. Eastern-European Journal of Enterprise Technologies 6, no. 13 (120) (December 30, 2022): 107–113. Accessed July 3, 2024. https://journals.uran.ua/eejet/article/view/266542.