Abubakar, A. M., B. A. Daneji, A. I. Muhammed, and I.-A. B. Chekene. “Driving Faster Financial Inclusion in Developing Nations”. Technology Audit and Production Reserves, vol. 2, no. 4(52), Mar. 2020, pp. 35-40, doi:10.15587/2706-5448.2020.201120.