Іпотечне кредитування як перспективний напрям розвитку банківських інвестицій в Україні

Olga Vovchak; Tetyana Andreikiv

doi:10.33987/vsed.1(60).2016.230-238

Authors

Olga Vovchak Banking University, Ukraine
Tetyana Andreikiv Lviv Trade and Economic University, Ukraine

DOI:

https://doi.org/10.33987/vsed.1(60).2016.230-238

Keywords:

mortgage credit, mortgage, commercial bank, loans, real estate

Abstract

The essence of the mortgage, the modern state of mortgage lending in Ukraine in terms of the currency of lending, the term of lending and the borrowers are examined and analyzed in the article. The structure of the bank mortgage crediting is investigational, the influence of the factors, related to the consequences of economic crisis, instability of currency national exchange rate, dilutive expectations of population, is determined. The attention is focused on the mortgage loans given to households in terms of currencies.The tendencies of the mortgage crediting in the banking system in modern terms and their negative influence on the economy of the state and on banking sector are described. The problems that hinder intensive development of mortgage lending in Ukraine are defined.

Author Biographies

Olga Vovchak, Banking University

Doctor of Economics, Professor, Head of Banking Department

Tetyana Andreikiv, Lviv Trade and Economic University

PhD in Economics, Associate Professor of Finance, Credit and Insurance Department

References

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