Research of factors of credit capacity formation of the Ukrainian banking system in dollarization conditions

Authors

  • Андрій Сергійович Харевич Kyiv National Economic University named after Vadym Hetman, 54/1 Prospect Peremogy, Kyiv, Ukraine, 03680, Ukraine https://orcid.org/0000-0003-2746-0800

DOI:

https://doi.org/10.15587/2312-8372.2014.32049

Keywords:

banking system, credit capacity, dollarization, financial dollarization, credit resources, deposits

Abstract

It is shown the research of factors that have an effect on credit capacity formation of the banking system of Ukraine, which is relevant and useful in reducing public funding, deteriorating creditworthiness of companies and private persons, decline of domestic investment demand and bad research of these problems in national scientific literature.

By means of multivariate correlation and regression analysis it is done the direction and density of connection between the object, and the model of process development is proposed. Credit capacity formation of the banking system at present is influenced by a large number of external factors. It is proved that significant influence on credit capacity formation of the banking system under dollarization have: volumes of external assets in foreign currency, transferable deposits in foreign currency, foreign exchange earnings, fundraising of businesses and individuals in foreign currency deposits. It is grounded the model of interdependence of determined factors and credit capacity of banking system, the use of which can significantly improve the regulatory activities of the National Bank in this direction.

Author Biography

Андрій Сергійович Харевич, Kyiv National Economic University named after Vadym Hetman, 54/1 Prospect Peremogy, Kyiv, Ukraine, 03680

Postgraduate

Department of Banking

References

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Published

2014-12-11

How to Cite

Харевич, А. С. (2014). Research of factors of credit capacity formation of the Ukrainian banking system in dollarization conditions. Technology Audit and Production Reserves, 6(2(20), 57–63. https://doi.org/10.15587/2312-8372.2014.32049

Issue

Vol. 6 No. 2(20) (2014): Economics and management of enterprise. Mathematical methods, models and information technologies in economics

Section

Development of Productive Forces and Regional Economy: Original Research

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Copyright (c) 2016 Андрій Сергійович Харевич

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