Tolpezhnikova T.G., Marchenko Y.Y. The Concept of Organization and Valuation of Credit Activities of Banks in Ukraine in the Context of Globalization.

Abstract

Was reviewed and analyzed the current trends of development lending activities of banks according to the processes of globalization. The concept, which promotes effective development lending activities of banks inUkraine, the organization lending activities of banks, identify and characterize its basic principles. In order to achieve the task and the evaluation of the banking credit activity, a system of evaluation of the activity areas: loan and investment portfolio of banks and financial evaluation of bank lending. There are characteristics of indicators and ratios loan and investment portfolio in the article. Considered a memorandum of credit policy, as a method of lending activities. The above method of estimating the credit activity of the bank, which can be used to obtain information about the patterns and trends of lending activities of banks. To improve the efficiency of credit activities of banks in Ukraine, the main directions of its organization, it is noted that it is the clarity of the credit policy and credit procedures documented in the corporate regulations, will help to reduce the risks of lending activities, improve the profitability of the banking business.